Good questions.
Clear answers.

At BizDeck, LOC means Line of Capital. It is our most popular product, with funds costing as little as 1.5% per month for qualifying businesses. This monthly cost is not an APR. Your offer explains the applicable costs, fees, and repayment terms. Apply for pre-approval so our team can review your business; applying does not guarantee approval.

Yes. BizDeck Capital provides direct, in-house funding for US businesses. Our experienced funding team works with you to understand your goals and discuss capital that fits your business.

Business funding can help with working capital, inventory, payroll, equipment, expansion, or a new opportunity. Your funding agreement will explain the permitted uses for your specific offer.

Tell us whether you need capital for day-to-day operations, growth, equipment, or another business goal. Our team will review your request and explain the options and terms available for your business.

We look at your operating history, revenue, industry, and current financial picture. Apply with your business details so our team can assess your request. Recent business bank statements help us understand your cash flow and confirm what information is needed.

Choose the funding range that fits your goals when you apply. The amount and timeline depend on your business review and completed paperwork. Our team will confirm the available amount, timing, and terms with you; complete information helps avoid unnecessary delays.

Before you decide, our team will explain the funding amount, total repayment, any fees, payment frequency, and term. Review your written offer and ask about early repayment or anything you want clarified before accepting.

No. We only request consent for a soft credit check, which does not affect your personal credit score. Your application does not authorize a hard credit inquiry. Sending a contact inquiry does not run a credit check.

Have your business and owner information, any existing funding balances, and your three most recent business bank statements ready. Statements can be attached in the application. If you need help gathering documents, our team can guide you. Never share your bank login or password.

Use the Documents step to select your business bank statements in PDF, JPG, or PNG format. You can attach up to 10 files, with a maximum of 16 MB per file and 60 MB total. Check your selected files before submitting; bank login credentials are never requested.

Complete the questions, add your statements, and review the authorization. Draw or type your electronic signature, confirm consent, and select Submit Application. Your signed application and selected documents are sent to our funding team. A submission reference appears once they are accepted for email delivery.

Yes. The application lets you list your current funding providers and outstanding balances. Our team considers these obligations alongside your overall financial picture when reviewing your request.

No. Applying is a request for review, not a commitment to accept funding or a funding approval. If an offer is available, you can review its terms and agreement before deciding whether to proceed.

Absolutely. Email offers@bizdeckcapital.com or send a short inquiry from the Contact page. Our experienced funding team can answer your questions and help you prepare the information for your next step.